Every Wednesday:

  • Check any papers that are pending—can you take any action? Make any phone calls?
  • Pay any bills in your To Pay File
  • File any papers you must keep
  • I have  
    • Action FilesTo Do, To Pay, To File, To Read
    • Topical Files—places we want to visit, information on time management and home organization, correspondence I want to keep, and greeting cards. I shop my stash of greeting cards to send cards for occasions or encouragement in the lives of my friends and family.
    • Archives—Tax papers, home information including mortgage, HOA, and home maintenance including improvements and paint colors.
    • The beginning of each year I set up my tax files and put papers directly into
      • Income
      • Taxes including personal property tax
      • Medical
      • Charitable
      • Miscellaneous
      • Setting up tax files cuts out the search for papers at tax time. The information is already filed and in order.

Do you ever feel overwhelmed? I do. Every life has challenges. Those challenges can develop mental and spiritual muscle. I try to remember that I only fail if I quit.

  • There is God—ask for His help and guidance and trust Him. Jesus is ever making intercession for us before the throne of God. He is my help and I will ever praise Him.
  • I will tell the story over and over of how, early in our relationship, my now husband of 38 years asked me, “How do you eat an elephant?”  

“Okay, I’ll bite (pun intended), How do you eat an elephant?”

“One bite at a time.”

Break down any task into small bite size bits. Never, never, never give up.

  • Do not avoid the unpleasant. Put the unpleasant tasks or phone calls at the top of your list and do them quickly.
  • I remember financial expert Dave Ramsey telling the story of a time when his finances were in turmoil. He developed a reasonable budget, allowed pocket money and then paid what he could on his credit obligations. He got a phone call one day from one of his creditors and told them they were below the line that month. The creditor asked him what they could do to get above the line and he told them they’d have to be a lot nicer the next time they called. He no longer uses credit of any kinds and pays cash for houses, cars, and whatever his family buys. Pay your obligations but do not dig yourself into a deeper hole by not paying your mortgage, utilities and car payments. Negotiate payments and terms you can be faithful to. When you are challenged call your bank or creditors before they call you. Be honest and civil. Recognize the person at the other end of the line is doing their jobs and has parameters—sometimes you have to ask for a supervisor and move up the line. If you are not having success, find out who the CEO is and write a well-reasoned letter outlining the situation and what you want from their company.
  • Some fights are not worth the time and angst. Pick your battles.



Just a Little Grammar—compliment or complement

Use compliment to talk about saying something nice both a noun or a verb.

Use complement to talk about things that complete each other or go well together—both as a noun and a verb Complement also means a full set of .


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